Posts tagged insurance
Don’t File an Insurance Claim After a Storm Until You Do This First

After a storm, many homeowners rush to file an insurance claim—but that can be a costly mistake. Every claim goes on your record, even if it doesn’t result in a payout, and too many claims can raise your premiums. Before you call your insurance company, the smarter move is to have a trusted roofing contractor inspect your roof. This way, you’ll know whether the damage is serious enough to warrant a claim—or if it’s something minor that could be handled without involving insurance at all.

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Insurance Claim Depreciation: Myths and Misunderstandings

When homeowners file an insurance claim for roof damage, one of the most confusing aspects is depreciation—how it’s calculated, why it's deducted, and whether it can be recovered. Many people assume they are being shortchanged by their insurance company, but the reality is more complex. In this article, we’ll break down common myths and misunderstandings about insurance claim depreciation so you can navigate your claim with confidence.

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